Repos, also known as repurchase agreement or RP is a form of short term borrowing mainly in government securities where dealer or holder of government securities sells to a lender and agrees to repurchase them at an agreed future and price. The dealer sells the underlying security to investors and buys them back shortly afterward,...Read More

When you swipe a credit card or take out a loan to make a purchase, you probably don’t think of the experience as a test of your personal integrity or reliability. You’re more interested in how you’ll feel behind the wheel of your new car, walking through your new home’s kitchen, or sitting in front of...Read More

The problem with most people is the fear that they feel when they think there’s trouble. The basic and foremost thing to be done is to know your rights. The law has two sides, which favor the judgment creditor and that which favors the debtor. Harassing and abusing phone calls, threats and abusive language are...Read More

Even when you mean well, at times it could still result in harmful mistakes that may lower your credit score!!! You use your credit card regularly, pay the bill every month and avoid taking on too much debt. Your credit score must be in great shape, right? Maybe not. Even the most well-intentioned credit users...Read More