Trade lines

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GLOBAL STRATEGIES, INSIGHT-DRIVEN TRANSFORMATION

What are Tradelines to your credit?

A credit report tradeline is simply an industry term to describe a credit account. If you have credit accounts, you therefore have tradelines on your report, and they may come in the form of line of credits, car loans, mortgages, credit cards, and payday advances.

Tradelines can stay on your credit report for years. They can also fall off in as little as 60 days. Typical reporting times for authorized user tradelines are about 6 months to 1 year. This will show up on your credit report and give your FICO score a boost. If the primary tradelines have perfect payment histories, and use less than 10% of available credit, you will get the maximum benefit. In many cases, it can increase an authorized user’s credit score by 30 to 60 points for each tradeline. Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your credit and finances instead of being controlled by them. We have a wealth of experience spanning more than a decade, working in the industry has enabled us to build our services and solutions in strategy, consulting, credit and the application of innovation and technology to finance operations that help our clients with their everyday finance issues (such as credit) around the world. Capabilities we leverage for our clients include a powerful alliance network with leading capital markets software vendors, and programs.

Quality Delivery
Great Customer Service
Report Availability
Credit Maintenance Training

A Team
Of Professionals.

At Eiway services, we offer a catalogue of professionals to solve our clients everyday financial issues.

Analyze Your
Business.

Transforming distribution and marketing with key capabilities in customer insight and analytics.

Review your credit file

We’ll analyze your credit report. We’ll be looking for negative items like collections, charge-offs, tax liens, judgments and late payments that may be hurting your score.

Write to Agencies

We will then write to each of the 3 credit agencies (Transunion, Experian, and Equifax) as well as the actual creditors directly. The letters will include disputes, appeals, validation requests, and goodwill interventions.

Our Workflow & Process

Keep in mind we will be doing this for all of the negative items on your reports right from the start. Also, you can log in to our client portal and check your progress report, which will show you what has been removed and which items remain.
We will analyze the items not yet removed and generate new letters addressing them again. We will do this every 30-45 days until you are happy with the number of removals and/or the credit score increase you have as a result.

Credit

A bad credit score is a FICO score in the range of 300 to 620. Some score charts subdivide that range and call “bad credit” a score of 300 to 550 and “subprime credit” a score of 550 to 620, an excellent credit score falls in the 740 to 850 range.